Ways to Save Money

I am definitely on a save a money kick. I have always had frugal ways, but this time it is deeper, this time it different. This time it is on my mind 24/7 and I am trying to cut expenses and save money in every area of our spending. I have been searching the internet a lot for money saving ideas most of the things I have come across I already do. But some I have added some new things into our lives.  If you are not already doing so you can save with these simple changes.

1.       Budget every area of your spending

2.       Do not eat out. (We have allowed a small budget for this but we use to eat out all the time.)

3.       Coupon, shop sales, before going to buy something search for sales or coupons  (Kroger: I check coupons online and add them to my card before my shopping trip 5 minutes to look = big savings)

4.       Make a list before shopping and stick to it.

5.       Wash your clothes in cold water (less energy cost and lengthens the life of your clothes)

6.       Turn off lights when you leave a room (I am driving my husband crazy with this one)

7.       Look at your bills can save money on insurance? Interest rates?

8.       Shop where you earn rewards (gas points)

9.       Sell used items you are not using (HELLO BABY CLOTHES) Made $200 last month alone.

10.   Buy children’s clothes that you know have resale value in the end you are saving money.

11.   Shop a year ahead, buy clothes at end of season clearance, wear the next year, and then sale the next year for close to what you paid.

12.   Redbox instead of Netflix or ON Demand (be sure to return on time!)

13.   Bye Bye Amazon Prime (Back to couponing for diapers after they raised the membership I couldn’t justify it!) And now my 2 year olds are potty trained!

14.   Use home cleaning products (white vinegar!)

15.   Cook from scratch (use whole chicken instead of cut pieces more on this later posts)

16.   Do not pay for memberships to wholesale clubs (if you do calculate your breakeven point and ask… is it worth it?)

17.   Shop generic (I have a few products that I prefer name brand… but that extra money would look better sitting in your savings)